By Sorcha Kennedy · Prices for money coaching vary a lot, and it isn't always clear what's included. This post explains what affects the cost, what to look for, and what Personal Finance Coaching costs at Money Saviour.
What affects the price
- One session or ongoing support. A one-off session costs less up front. Programmes usually work out cheaper per session and include accountability between sessions.
- What's covered. Some money coaching covers budgeting and mindset only. Personal finance coaching also looks at savings, pensions and protection as part of the overall picture.
- Experience and qualifications. Coaching isn't regulated, so anyone can call themselves a money coach. Recognised qualifications and a regulated advice background bring more to the table.
- How the coach is paid. A fee-only coach has nothing to sell. It's worth checking for commission or referral fees.
What Personal Finance Coaching costs at Money Saviour
- Discovery call, 10 minutes by phone or video: free
- Power Hour, one focused area: £99
- Money M.O.T., a full financial health check: £199
- Coaching sessions, as needed: £150 an hour
- Coaching programmes at a reduced rate: £400 for 3 months, £750 for 6 months, £1,350 for 12 months
Sessions take place online via Zoom or Teams, or by phone, anywhere in the UK. There are no product sales, commission or referral fees.
Is it worth it?
Coaching is worth it when it changes what happens next. A clear picture of where the money goes, a plan that fits real life, and someone to check in with can turn good intentions into habits that last. The aim is for the changes made to be worth far more over time than the cost of the coaching.
Questions to ask before booking
- What qualifications and experience does the coach have?
- Is this guidance, or regulated advice?
- Are any products sold, or commission or referral fees received?
- What happens between sessions?
- Is the coach insured and registered with the ICO?
If money is tight right now
Coaching isn't the right first step for anyone struggling with debt. Free, confidential debt advice is available from MoneyHelper, Citizens Advice and StepChange.
See the coaching options, or read What is personal finance coaching?
General information, not advice. Personal finance coaching is provided by Money Saviour Financial Solutions Ltd and is not regulated by the FCA. Debt advice is provided by Money Saviour C.I.C. through commissioning organisations only.