The power of
good advice.
Money Saviour brings separate services together under one name: independent debt advice commissioned by organisations, and personal finance coaching and financial wellbeing for individuals and employers.
Each service is provided by its own company, so you always know who you're dealing with.
For housing associations, local authorities, universities and employers.
Provided by Money Saviour C.I.C. Partner with us → Personal finance · for individuals Personal Finance CoachingPractical support to organise finances, review existing financial arrangements, identify gaps and plan ahead.
Provided by Money Saviour Financial Solutions Ltd Explore Personal Finance Coaching → Financial wellbeing · for employers Support your team's financial wellbeingCoaching, workshops, training and consultancy for your staff.
Provided by Money Saviour Financial Solutions Ltd Explore workplace programmes →One name.
Separate services.
Independent advice,
right where it's needed.
We give your tenants, students or staff access to an independent, regulated specialist, in house. Specialist advice, delivered directly through your organisation.
Money Saviour C.I.C. is a Community Interest Company: an ethical company with a social purpose, designed to provide accessible, independent, best advice for people seeking solutions. It is authorised and regulated by the Financial Conduct Authority (FRN 618806).
Online via Teams, by phone or in person. Fixed fee, per case or referral-block contracts.
- You referYour staff refer tenants, students or employees through an agreed route.
- We adviseFull, impartial specialist debt advice and casework, including Breathing Space, Debt Relief Orders and Debt Management Plans. Full benefits casework too, including claims, appeals and tribunal representation.
- We work with your teamsWrap-around support alongside your housing, student or HR teams.
- You see the resultsRegular reports on cases, financial gains, outcomes and equality monitoring.
Good for people.
Good for business.
Independent specialist advice benefits the organisation as well as the person with the debt.
Because impartial advice gets the best outcomes. Our advice is independent of your organisation, so it's based only on what's right for each person, whatever your position as landlord, creditor or employer. You know your tenants, students or staff are getting the best possible outcome, and your organisation is protected too.
Specialist help, where they already are
No travelling, no waiting rooms, and one adviser from start to finish.
An expert to refer to
Your staff can pass on complex money problems and get back to their own work.
Fewer crises, steadier income
Earlier advice means fewer arrears escalations and more sustained tenancies.
Outcomes you can evidence
Regular reports on cases, financial gains, advice areas and equality monitoring.
Clarity, confidence
and a plan that works.
Personal finance coaching and financial wellbeing for individuals and employers.
Our services include: Personal Finance Coaching · Financial Health Checks · Financial Wellbeing · Training & Consultancy
It can be hard to talk about money, but support makes it easier. Personal finance coaching gives you the structure, guidance and accountability to take control. It goes beyond budgeting, looking at the overall picture of your financial health so we can identify gaps, pressure points and action points, and support you to follow them through.
Provided by Money Saviour Financial Solutions Ltd
Ongoing coaching and regular check-ins turn good intentions into habits that last.
- Income, spending and cashflow
- Savings and a safety net
- Existing provisions, such as pensions and protection
- Gaps and pressure points
- Setting and prioritising goals
- Money habits and behaviours
- An action plan, with ongoing accountability
Debt advice is not provided through our paid coaching services. For free debt help, contact Citizens Advice or StepChange. Free money guidance is also available from MoneyHelper.
Money worries
come to work too.
Programmes, coaching, training and consultancy that help employees build confidence, reduce money stress and improve long-term resilience. We don't sell financial products.
Delivered as in-person workshops, live webinars or online courses, self-paced or facilitated.
Provided by Money Saviour Financial Solutions Ltd1:1 financial coaching
Confidential support for individual employees.
Workplace workshops
Group sessions on budgeting, saving and planning.
The Financial Reset
A six-week group coaching programme.
Manager and HR training
Helping leaders spot money stress and respond well.
Wellbeing strategy consultancy
Building financial wellbeing into your organisation.
Staff already in financial difficulty? Employers can also commission our independent debt advice service from Money Saviour C.I.C.
Talk to us about your team
Qualified, accredited
and experienced.
Sorcha Kennedy founded Money Saviour C.I.C. in 2011. She is an Accredited Money Adviser and a member of the Institute of Money Advisers, holds the Diploma for Financial Advisers (DipFA) and the Certificate in Money Advice Practice (CertMAP), and has over 25 years in debt advice, financial counselling and financial education.
"Well connected and well respected… a great example of innovation in the advice sector. Highly recommended."
From the blog.
See all posts →Knowing what to do with money and actually doing it are two very different things.
Two companies, different needs, the same principles: transparency, clarity and putting people first.
Common
questions.
Is your debt advice service available to the public?
No. Specialist debt advice is a business-to-business service, commissioned by organisations for the people they support. We can't accept referrals from individuals. Free, confidential debt advice is available to the public from MoneyHelper (the Money and Pensions Service), Citizens Advice, StepChange and PayPlan.
Are your services regulated by the FCA?
Debt advice from Money Saviour C.I.C. is authorised and regulated by the Financial Conduct Authority (FRN 618806). Personal finance coaching and financial wellbeing from Money Saviour Financial Solutions Ltd are guidance and education. They aren't regulated by the FCA and aren't regulated financial advice.
How do organisations commission your debt advice service?
We work under contract on a fixed-fee basis, through fixed-term or flexible contracts, per case or in referral blocks. Get in touch and we'll discuss what would suit the people you support.
What's the difference between coaching and debt advice?
Debt advice helps people deal with debts and benefits, and is only available through organisations that commission it. Coaching is a separate, paid service for anyone who wants help to organise, plan and build confidence with their money. It looks at the overall picture of your financial health, including how things like tax, pensions, investments and protection fit together, so we can identify gaps, pressure points and priorities. It isn't regulated financial advice or product recommendations.
Do you work across the UK?
Yes. Sessions take place online via Teams, by phone or in person, so we can work with organisations and individuals anywhere in the UK.
I'm an existing client. How do I contact you?
Please email your caseworker directly. This website isn't for client queries.
Make an
enquiry.
Send us a message and we'll reply as soon as we can. Prefer email? Write to us at hello@moneysaviour.co.uk.
Already a client of Money Saviour C.I.C.? This website isn't for client queries. Please contact your caseworker directly. Please don't send details of your finances or health through this website or by email to this address. See our privacy notice.