Personal Finance Coaching: Clarity, confidence
and a plan that works.

Personal finance is just that: personal. Money decisions are shaped by your life, your goals and your values. Coaching starts with where you are now and builds a plan you can keep to.

Qualified. Experienced. Practical.Led by Sorcha Kennedy, a qualified IFA (DipFA) and Accredited Money Adviser, with over 25 years' experience.

It's information, not advice. Coaching doesn't recommend products, and if regulated advice is needed, we'll say so.

Provided by Money Saviour Financial Solutions Ltd
Sorcha Kennedy in a personal finance coaching session

Knowing what to do is one thing. Making it work in real life is another, so coaching includes regular check-ins to help new habits stick.

Topics can include
  • Income, spending and cashflow
  • Savings and a safety net
  • Existing provisions, such as pensions and protection
  • Gaps and pressure points
  • Setting and prioritising goals
  • Money habits and behaviours
  • An action plan, with ongoing accountability

Choose your coaching

Recommended starting point
Money M.O.T.£199

A comprehensive review of your finances, with a clear, personalised action plan to take away.

Ongoing support
Coaching programmes

One 60-minute session a month, with email support in between. The first session is your assessment, looking at where you are now and what matters most.

ProgrammePriceMonthly option
3 months3 sessions£375Paid upfront
6 months6 sessions£720£120 a month
12 months12 sessions£1,320£110 a month

Also available: a Power Hour on one focused area for new clients (£99), and follow-up coaching at £150 an hour.

Book a free 10-minute callThe first call is free, and nothing is paid until we've confirmed coaching is right for you. See our coaching terms.

What you leave with.

For people who are managing day to day and want a clearer plan. Coaching works from your real figures, so you finish with a clear picture of where you are and agreed next steps.

Common reasons people get in touch
  • A new job or a change in income
  • Separation or divorce
  • Self-employment or a varying income
  • Planning for retirement
  • Building savings or an emergency fund
  • Saving for a goal, such as a home

More than money coaching.

Personal Finance Coaching is sometimes called money coaching or financial coaching. Most money coaching focuses on budgeting, habits and mindset. Personal Finance Coaching covers those too, and looks at your whole financial picture.

Your whole financial picture

Budgeting and habits, plus existing arrangements such as pensions and protection, the gaps in them, and accountability to reach your goals.

Built on your actual figures

We work from your real income and spending rather than a generic 50/30/20 split.

Independent

No product sales, referral fees or commission, with professional indemnity insurance and a confidential, non-judgemental approach.

Professional bodies
The London Institute of Banking & Finance

Getting started is simple.

A quiet meeting table with a notebook and a cup

It's not always easy to talk about money. The right support makes it easier, and the first step is a free 10-minute call with no obligation.

Debt advice is not provided through our paid coaching services. For free debt help, contact Citizens Advice or StepChange. Free money guidance is also available from MoneyHelper.

  1. A free discovery callA 10-minute call by phone or video to talk through what you'd like help with. No obligation.
  2. A short questionnaire, then bookApproximate figures are fine. It checks coaching is the right service, and nothing is paid until your booking is confirmed. If it shows a debt problem, we'll point you to free debt advice instead.
  3. Your session and action planOnline via Zoom or Teams, wherever you are in the UK, ending with agreed next steps.

Coaching questions.

All FAQs
How much does a money coach cost?

Personal Finance Coaching with Money Saviour starts with a free 10-minute discovery call. A one-off Power Hour for new clients is £99. A full Money M.O.T. is £199, follow-up coaching sessions are £150, and coaching programmes of 3, 6 or 12 months are £375, £720 or £1,320. The 6 and 12-month programmes can be paid monthly, at £120 or £110 a month. There are no product sales, commission or referral fees. More on what coaching costs.

Is personal finance coaching financial advice?

No. Although coaching is led by a qualified IFA, Personal Finance Coaching is not a regulated financial advice service. It is guidance and education, it isn't regulated by the FCA, and it doesn't recommend financial products.

If regulated advice is needed, for example about pensions or investments, we'll say so and signpost to an appropriate regulated adviser, with no referral fees.

Is personal finance coaching for debt?

No. Personal finance coaching doesn't offer debt advice. Everyone who books completes a short pre-appointment questionnaire before their first session, and if it shows a debt problem, or that other support would suit you better, we'll signpost you straight away to a free, regulated debt advice service such as MoneyHelper, Citizens Advice or StepChange.

Get in touch

Ready to feel in control
of your money?

Send us a message and we'll reply as soon as we can. Prefer email? Write to us at .

Please don't include details of debts, health or other personal circumstances. We'll ask for anything we need later.

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Already a client of Money Saviour C.I.C.? This website isn't for client queries. Please contact your caseworker directly. Please don't send details of your finances or health through this website or by email to this address. See our privacy notice.

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