Debt Advice, Coaching, and More: Why We’ve Grown Into Two Companies

From the start, the plan has always been to grow and expand under the Money Saviour banner. Our debt advice, delivered through partnersips, will always free to the client and run as a NfP. It's the part of our work that helps people in real financial difficulty get the free, specialist, regulated support they need, and that commitment will never change.

While our regulated advice always remains free for those in financial difficulty under Money Saviour CIC, our personal finance coaching services are designed for people who are not in crisis but want to improve their financial position, plan for the future, or make strategic decisions about their money.

For personal finance coaching, these are Independent Financial Adviser led, qualified in areas such as pensions, investments, taxation, and protection.

These services are offered through Money Saviour Financial Solutions, the commercial side of the organisation.

These are specialist, professional services, and in line with industry standards, IFAs charge for their time, expertise, and the value they deliver. The same applies to other professional coaches, whether in finance, business, health, or performance.

The two companies exist to serve different needs but share the same principles, transparency, clarity, and putting people first. Money coaching will always be subject to a financial fitness test to ensure it’s the right fit, and no one who needs free, regulated debt advice will ever be charged.

This split is the best way to ensure people get the right help in the right way. One service is delivered

working directly with partner organisations to provide free, regulated debt advice to those in financial difficulty, it isn’t publicly available, but reaches the people who need it most.

The other is open to the public, offering coaching and advice to help build long term financial strength. Both are part of our mission to help people navigate their finances with confidence, and both will always be guided by the same commitment to doing what’s right for every client.